Florida’s Fifth District Limits Use of “Ensuing Loss” Exclusion in...
How does Florida interpret the “ensuing loss” provision in a homeowner’s insurance policy that also contains an anti-concurrent cause provision? When it comes to homeowners’ insurance, policyholders...
View ArticleAna Signals the Start of Hurricane Season
Do you know exactly what your property insurance policy covers? In early May, Subtropical Storm Ana became the first named storm of the 2015 hurricane season. While Ana did not cause any damage in...
View ArticleCourt Denies Insurance Company’s Attempt to Avoid Breach of Contract Liability
My insurance company is seeking to deny coverage based on a perceived technicality. Is there anything I can do? When it comes to an insurance policy, the devil is in the details – just ask any of the...
View ArticleFlorida Bans Insurance Companies from Gouging Loyal Customers
Are you the victim of price optimization?In mid-May, Florida became the fourth state to forbid insurance companies from charging customers who are unlikely to shop around for a better deal more for...
View ArticleJudge Overrules Insurer’s Summary Judgment Motion; Finds Genuine Issue of Fact
What does the concept of ‘misrepresentation’ mean in the context of a residential insurance policy? When it comes to civil litigation, most defendants facing possible major exposure to liability will...
View ArticleRecent Decision Highlights the Necessity of Meeting Claims Deadlines
What are the effects of filing a claim for coverage beyond the deadline listed in the policy? Will the insurer still honor my claim if it is just a few days late? When it comes to insurance policies,...
View ArticleMaitland Homeowner In Long-Term Dispute Over Sinkhole
How have the new Florida laws relating to sinkholes affected insurance claims?Sinkholes are a common occurrence in Florida. While they can cause a range of damage, most of the time it is very...
View ArticleFlorida Woman Wins Claim Reported Three Years After Damage
How Prompt Does an Insurance Claim Have To Be?A recent decision by the District Court of Appeal for Florida's Third District has provided that a property holder's assertion that even though her...
View ArticleRecent Case Regarding the Assignment of Benefits of a Property Insurance...
Can I sign over my homeowners insurance benefits to a contractor? (continued...)We recently blogged about industry efforts to pass legislation that would stop insureds from signing over their insurance...
View ArticleMore Precise Weather Technology Assists in Validating Insurance Claims
With Danny, the first hurricane of the 2015 season, now underway, the new, state-of-the-art weather technology possessed by The National Storm Damage Center (NSC) is a timely and welcome addition to...
View ArticleSteep Increase in Water-Loss Claims in South Florida Keeps Local Insurance...
Why aren't South Florida customers of state-run Citizens Property Insurance Company saving the same money as customers in other parts of Florida?There is a simple reason that South Florida customers of...
View ArticleNew Report on Florida Cities Most In Danger of Storm Surge Damage
Which Florida cities are most vulnerable to storm surges, and why?As most Florida residents are aware, Florida is a state beset by hurricanes. Storm surges, as well as heavy wind and rain , can be...
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